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Hi, I'm John Howshall, student of investing and webmaster of this site. I'm 27 and have a strong will for saving money and investing to build personal wealth. With this website I encourage others to do what I have done, to try the things I've tried and to learn of new opportunities and possibilities that will enable you to achieve financial freedom!
"No man can succeed in a line of endeavor which he does not like."

–Napoleon Hill

All Articles

I’ve organized these articles by category for easy reference. Scroll down the page to browse through excerpts of all articles or click on the category hyperlinks bellow:

Categories

Investing In Precious Metals

High Yield Savings Accounts

Forex Trading

Investing In Collectables

Stocks

eBay

Retirement Savings

Taxes

Cost Cutting Tips


Investing In Precious Metals

Article: Investing in Gold

My Investment More Than Doubled in Five Years

…the gold market began climbing even higher. I decided I wanted to cash in so I sold my coin for $790.00, netting $480.00 in profit seven years after I purchased it. Read more

Article: Stocks & Precious Metals: Safe Investments In A Bad Economy

Metals such as silver and gold are another example of a safe investment during bad economic times. Very often when the US dollar loses value, the prices for gold and silver go up. There are also other things that influence the value of precious metals, for example… Read more

Article: Paper Trading Gold

I’m beginning a simulated investment in gold, more commonly known as paper trading. I’ll pretend to buy some gold and track the market value, posting updates on changes during the whole time I have the gold, until I sell it and make a profit. So the following is the first entry: Read more


High Yield Savings Accounts

Article: High Interest Accounts

Earn Money With High Interest Bearing Savings Accounts

One day, while looking through my mail, I noticed an advertisement from a company called ING DIRECT. I had heard of them before, but I didn’t know what it was. The brochure said they are a company that offers online savings accounts which are FDIC insured and yield a higher return on your money than you would normally get from a savings account at a local bank. At the time of that brochure they were offering 4.5% APY. Read more

Article: What To Do With Your 2009 Tax Refund

Start an Emergency Fund

My wife and I have an online savings account with ING DIRECT. It’s a very practical account that links right to our bank account, but the best part is the interest payouts. There are other online banks that offer high interest as well. Here are a few to compare: Read more

Review: High Yield Online Savings Accounts

I have put together a review comparing 10 high yield online savings accounts. After performing a thorough research on each of these accounts I have come up with a set of criteria, (listed below) according to which I have organized these reviews. I have placed these accounts in order starting with the ones that scored highest in the comparison. Read more

Article: A Comparison of 10 High Yield Online Savings Accounts

What are high yield savings accounts?

A high yield savings account is almost the same as any other savings account that banks offer. The difference is, instead of you earning a very small, let’s say, 0.25% APY (annual percentage yield) you are given a much heftier percentage, for example 2.00% APY. That means if your account balance were $1,000.00, after a year you will have earned about $20.00 in compounded interest. Read more


Forex Trading

Article: 7 Tips On How To Be A Savvy Forex Trader

Never let your emotions become an influential factor in your decisions to buy and sell. You’ll find that when you have a practice account it’s a lot easier to make buying and selling decisions, because you know that whether you win or lose you still won’t really lose your real money. Read more


Investing In Collectables

Article: Investing in Collector Toys

Beware of Investment Risks!

Thomas Edison said, “I have not failed. I’ve just found 10,000 ways that won’t work.” The same is true for me, though in my case, with trying to make money by investing in toys… Read more


Stocks

Article: Stocks & Precious Metals: Safe Investments In A Bad Economy

Of course you don’t want to buy shares of a company that’s going bankrupt. That would be dumb. But what you could look for is a company whose business is absolutely needed in this culture. Read more


eBay

Article: Start An eBay Business

My experience with starting an eBay business, though limited, has been a very good one and I must say that it can be very successful. This is what I did: Read more


Retirement Savings

Article: What To Do With Your 2009 Tax Refund

Use your tax refund to start or add to an Individual Retirement Account (IRA). Read more

Article: IRAs: Investing In Your Future

Individual Retirement Accounts, (IRAs) are a worthwhile savings option to consider, regardless of how far away your retirement is. An IRA allows the individual the opportunity to save money for retirement while enjoying some very nice tax benefits. Read more


Taxes

Articles: What To Do With Your 2009 Tax Refund

…before you get your refund it would be a good idea to have a plan for what you’re going to do with that money. Whether you want to invest it, save it, use it to pay down debt or spend it and buy a new big screen TV… Read more


Cost Cutting Tips

Article: 5 Ways To Cut Costs At Home

…I’m not going to tell you to devote every extra penny to an investment. Instead I wanted to share some ideas on how to minimize living expenses at home so you can live more comfortably with the money you have. Read more

This is an accurate up to date monitor of the price of gold per ounce. Provided by Kitco.com

[Most Recent Quotes from www.kitco.com]

The red line indicates the rising and falling value of gold over the course of today.